The full monetization toolkit for banking
Flexible Pricing Models
Recurring fees, usage-based billing, tiered pricing, per-seat charges, one-time fees. One platform handles all of them.
Balance-Aware Billing
Calculate fees based on average balances, minimum balances, overdrafts, and tiered deposit rates, the way banking really works.
Real-Time Revenue Tracking
Process charges in real time or batch them at the end of a billing cycle. Both modes run on the same platform.
Promotions & Rewards
Launch signup bonuses, cashback programs, loyalty tiers, and referral rewards. Enrollment is automatic, and you control how promotions stack.
Household & Bundle Pricing
Group accounts into households or bundles. Share fee waivers across accounts and control how charges are distributed.
Programmable Billing Logic
Write custom fee rules and pricing overrides that run directly inside Fincarna's billing engine.
Multi-Currency & Multi-Tenant
Serve multiple clients on a single deployment. Each gets its own currencies, billing cycles, pricing rules, and fully isolated data.
Entitlements & Quotas
Give customers a set number of free transfers, withdrawals, or ATM transactions, and bill automatically when they go over.
Connects to what you already use
Layer Fincarna onto your existing core, whether it's a packaged platform or custom-built, through secure APIs.

- SDKs for Your Stack
- SDKs for Java, JavaScript, and Python, plus a full REST API. Drop into your existing workflow.
- Go Live from the Dashboard
- Configure pricing models and revenue integrations without writing a single line of code.
- API-First Integration
- Connect to any core system, CRM, or platform through REST APIs and SDKs.
- Bank-Grade Security
- Encryption, role-based access, and full audit trails, built to meet banking compliance requirements.
From cost center to revenue driver
Legacy billing systems were never designed to capture revenue at the product level. Fincarna closes that gap, fast.
- 4-8 wks
- Time to go live
- 1 - 5%
- Reduction in revenue leakage
- 10x
- Faster pricing model launches
Frequently Asked Questions
Can’t find the answer you’re looking for? Reach out to our team and we’re happy to help.
See what your bank could earn
Book a 20-minute walkthrough. No slides, just your use case in the product.
or email us at hello@fincarna.com
