fincarna

The pricing and revenue management platform for banks

Your rates live in one system, your fees in another, your promotions in a third, and your deals end up in someone’s inbox. Fincarna brings it all into one place your team actually controls.

Why we built Fincarna

Talk to enough banking teams and you notice the same thing: pricing isn’t the hard part. Everyone already knows what they want to charge, the rates are set, the fee schedules are approved, and the deals get negotiated in the room. The hard part is what happens after: the rate lives in one system, the fee schedule in another, and the deal terms end up in someone’s inbox or a spreadsheet nobody else can find. None of it talks to the core.

We kept meeting teams with sharp pricing strategies who were losing weeks gluing those pieces together by hand.

So we built the layer that was missing: one place to govern rates, run fees and promotions, and manage deals. It’s wired into your core through Connekt, so data flows in and pricing decisions flow back out.

The longer version is on our blog: Why We Built Fincarna. We write there about bank pricing, billing controls, and modernizing without touching the core. Read more on the Fincarna blog on Medium.

Our focus

We work with financial institutions that need modern pricing capabilities but can’t afford multi-year platform migrations. If your pricing strategy is bottlenecked by your core, Fincarna is for you.

Building for these institutions means building for teams that need things to work the first time, integrate cleanly with existing infrastructure, and be run by a lean team rather than a department.

How we work

Specificity over generality

Every feature, every API endpoint, every pricing model template is designed for financial services. The domain is in the product, not bolted on.

Integration over replacement

We don't reach into your systems. You send us the data through Connekt. The less friction in the integration, the faster you get to value.

Auditability over convenience

Every decision the platform makes is traceable. Not because regulators require it (they do), but because pricing decisions in banking should be explainable: to your customers, your board, and your auditors.

Simplicity over features

We'd rather ship one capability that works perfectly than ten that require workarounds. If a feature doesn't earn its place in the product, it doesn't ship.

The team

Fincarna is founded by engineers who’ve built systems for banks, ecommerce, and financial pricing platforms. We understand both the technical constraints of core banking integration and the business logic of financial product pricing.

We’re a small, focused team building the pricing and revenue layer that financial institutions have been missing.

Let's talk

Whether you're exploring pricing modernization, looking to integrate, or evaluating the platform for your network, we'd like to hear from you.